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Working From Home as a Mobile Notary Public
By Alyice Edrich
One becomes a Notary Public by simply passing the state required notary test. One becomes a Mobile Notary Public by agreeing to travel to the home, office, or hospital of the person requiring a form to be notarized.
one make a living at it? Not likely. Most states have a mandated fee
for each notarial act that can be as low as fifty cents a signature
to as high as ten dollars a signature. Some states even have a set fee
one can charge for travel expenses.
Becoming a Loan Document Signing Agent, that's where. A Loan Document Signing Agent simply meets with borrowers who are refinancing or getting a second mortgage on their home. The notary then goes over the documents by pointing out some key facts, witnesses the signing of the documents, and then notarizes certain forms.
The fee? It's a whopping $50 for two hours worth of work.
Is that all that is involved? "If that's the case, I am jumping on the band wagon right now," you may say.
The truth of the matter is that a Loan Document Signing Agent is an independent contractor who owns his or her own business. As with any business, there are behind the scenes work that must take place. Work such as hunting down clients, advertising, filling out contracts, setting up appointments with borrowers, meeting with the borrowers, returning packages, and keeping up with current laws.
I asked a few notaries/loan document signing agents some questions about their jobs and here is what they had to say:
Question: What is the best part about your job?
Brenda Lynch, California -- "It's the people that I meet and talking
to them for the short
Victoria Rivera, Florida -- "It is meeting with people and helping them. There are many people that I conduct signings with that are a real joy to meet. I also enjoy helping other notaries, giving them the benefit of my knowledge and experience."
Question: What is a typical day?
Brenda Lynch, California -- "My typical day is dropping off and
picking up my three
Rivera, Florida -- "My typical day is getting up around 7:30, grabbing
a cup of
Lewis, California -- "A typical day would be answering phones,
Question: What is the toughest part of your job?
Brenda Lynch, California -- "Juggling my everyday life while trying
to accommodate the
Rivera, Florida --"Getting companies to realize that I am more
than just a
Lewis, California -- "It's the toll this job takes on my personal
life. I have
Question: Victoria, you were named September's Certified Signing Agent
of the month, for the
Victoria Rivera, Florida --"It hasn't assisted me in getting more
jobs, but it has provided
Question: What is the strangest thing that has happened to you, during a signing?
Brenda Lynch, California -- "It was probably when a husband and
wife got into
Rivera, Florida --"I had a company call to cancel a closing that
Speaking of strange things that have happened, I have heard some pretty hilarious stories over the year and a half that I have been doing notary signings, some are listed below:
One notary said that she met with a male borrower, sat down at the table to prepare the loan for signing, when the borrower's dog commenced to pee all over her briefcase. As she sat there in shock, the borrower acted as though nothing had happened. As the notary began rinsing off her briefcase, in the kitchen sink, the borrower's dog went over to the notary's purse and began peeing on it. Since the borrower was not apologetic and refused to put his dog outside, the notary packed up and left.
A male notary went to a signing, sat down at the kitchen table to commence the loan signing process when the couple's newborn baby began to cry. The wife got up, unbuttoned her blouse, plopped out her boob and began breastfeeding her infant. The husband turned bright red, as the male notary sat there in shock, trying to figure out how to continue with the signing without staring.
One notary arrived at a signing just as the borrower pulled up in her car. The borrower looked at the notary and said, "What are you doing here?" The notary said, "We have an appointment." The borrower said, "I decided I don't want the loan, I don't like how the loan officer handled things, you can go now."
Another notary had barely sat down to commence the signing process when the wife of the borrower began flirting with him.
incidents are where notaries have had:
Most notaries will agree that a typical day is uneventful, as far as these incidents are concerned. They will also agree that the best part about becoming a Mobile Notary/Loan Document Signing Agent is the fact that you are your own boss, with the ability to accept or not accept jobs.
A great site to help you get a feel for what this career entails, and to eavesdrop on a few message boards, is at http://thedabblingmum.com.
Alyice Edrich is a freelance writer providing original content for several online sites and print publications. She also performs copywriting and editing. She is currently a columnist for Suite101.com, Webseed Publishing, DM Ezine, and Wz.com and she also writes for different genres; such as family, how-tos, business, essays, interviews, and spirituality. Visit her website at http://thedabblingmum.com.
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