Necessity Of Health Insurance For Freelancers And The Self-Employed
For some freelancers, health insurance isn't a worry, because they're covered by their spouse's insurance. Some may even have COBRA benefits for a while after they leave their employers. They're the lucky ones. When many freelancers leave full-time jobs to strike out on their own, health insurance is one of their biggest worries, and also one of their biggest reoccurring expenses. Because of the cost, and the perceived difficult of obtaining insurance, some freelancers take the risk of not carrying any insurance. WorkingToday.com says that about 30 per cent of freelancers in New York City don't have health insurance.