|Freelance Jobs News|
|Home Business News|
From Home Jobs
Home Biz Workshop
Home Business Sites
|Health Ins Guide|
|Health Insurance Quote|
R144.com supports research for a cure for Parkinson's Disease. For more information or to make a donation visit MichaelJFox.org.
Final Word / Terms
Health Insurance Terms
Copayment: Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
Covered Expenses: Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
Deductible: The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
Specific conditions or circumstances for which the policy will not
Care: Ways to manage costs, use, and quality of the health care
system. All HMOs and PPOs, and many fee-for-service plans, have
Preexisting Condition: A health problem that existed before the date your insurance became effective.
Premium: The amount you or your employer pays in exchange for insurance coverage.
Primary Care Doctor: Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
Provider: Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
Payer: Any payer for health care services other than you. This can
be an insurance company, an HMO, a PPO, or the Federal Government.
Home | Freelance Jobs News | Home Business News | Health Insurance Guide | Investment News
Copyright © 2000-2005 R144.com. All rights reserved.
Any reproduction or other use of any material on this site without written permission is strictly prohibited. The authors of all articles appearing on this site have given perrmission for their publication here. Please contact respective authors for permission to reprint any articles. Original authors retain all copyrights.
Website by WebLogisticsPro.com